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Lagos Life Top Up and Cash Out Explained

How topping up works in Lagos Life (card, bank transfer, USSD), why there is no cash-out, and how to avoid anyone selling game money.

Topping up

The "+" button next to your balance lets you top up game money with real money. The options shown are card, bank transfer and USSD. Always do this inside the official game at lagoslife.app, never through a link someone sends you.

Cashing out

There is no cash-out. You cannot turn game money back into naira in your bank. The game's own wording is that game money stays in the game.

That has a practical effect. Before you top up, ask yourself whether you are happy for that money to stay in the game for good. You can earn game money for free through jobs and companies; see make money fast.

Billboards are separate

Billboards are real-money adverts for businesses, paid through Flutterwave. They are not a way to get game money. See the billboard guide.

Do not trade game money for real money

The game bans selling accounts, and coins or tokens. We never offer, endorse or link to anyone who buys or sells game money, accounts or items for real money. If a player offers it, say no. You risk losing the account and the money.

Read more in staying safe when sending money.

Frequently asked questions

Can I withdraw Lagos Life money to my bank?

No. There is no cash-out. The game says game money stays in the game.

How do I top up?

Tap the "+" button next to your balance and pay by card, bank transfer or USSD.

Last verified: . Numbers come from in-game screens and can change when the game updates.

Strategy ready

Ready to put this into practice?

Play the game (opens the official game, lagoslife.app)